Free Resources: generally

  • I have never had major medical insurance before. What is better an HMO or a PPO?
    My choices are Cigna for HMO and Blue Cross Blue Shield for PPO. My choices are Cigna for HMO and Blue Cross Blue Shield for PPO. PPO you can usually choose your own doctors with that and go out of network. PPO is much better. you can choose from many different Doctor with in your network. and... (generally)
  • Can I buy only major medical insurance for my horse?
    I want to purchase an insurance policy for my 8 yr old American Warmblood gelding. I only want major medical surgical and loss of use, not mortality insurance. Does any one know any good policies in the USA? My gelding is used for low level hunters and is valued b t 15 and 20k. Any insurance company... (generally)
  • Can I buy only major medical insurance for my horse?
    I want to purchase an insurance policy for my 8 yr old American Warmblood gelding. I only want major medical surgical and loss of use, not mortality insurance. Does any one know any good policies in the USA? My gelding is used for low level hunters and is valued b t 15 and 20k. Any insurance company... (generally)
  • Does anyone know where one can purchase catastrophic / major medical insurance in New Jersey?
    I have searched online and haven't found anything. Alternatively, is it possible to buy this type of insurance out of state? Thank you! I have searched online and haven't found anything. Alternatively, is it possible to buy this type of insurance out of state? Thank you!. Like in your situation, I would like to advise you have... (generally)
  • no medical insurance, or support, am a full time student and have a bill?
    Im currently a full time student, and about a month ago i went to the hospital for a minor concussion i guess there was a physicians fee and hospital fee, i have a job but only work 2 days a week, my physicians fee is about 430, and im not sure about my hospital bill but i... (generally)
  • What is the medical exam and questions for life insurance like?
    We are looking into life insurance. I am wondering what the medical exam and questions are like? How much more typically is it if you have a medical issue like high blood pressure compared to if you have good health? We are in our late 20's. I forgot to add, do they only ask your current health... (generally)
  • How do you get medical insurance for your unborn baby before they are born?
    My first child is due January 2008. I have medical insurance for myself and for the baby when they are born but only for the first 2 months of their life. Is there a way for me to apply for medical insurance BEFORE he she is born so I do not have to rush it during their... (generally)
  • I have diabetes and no medical insurance?
    If my doctor writes me an RX do drug companies offer free samples or istance for those that needs meds but can not afford them? what do I need to do? If my doctor writes me an RX do drug companies offer free samples or istance for those that needs meds but can not afford them? what... (generally)
  • How long does an insurance company need to approve a medical insurance application?
    My medical insurance has expired and I have just decided which one to buy next. How long does an insurance company need to approve an application and get it activated? I have no medical insurance right now so I am kinda worry because of the swine flu. My medical insurance has expired and I have just decided... (generally)
  • How much is medical travel insurance? ?
    I am going on a two week study abroad tour with my university and they require that I have medical insurance to cover me abroad. They told me I can purchase insurance for the two weeks, where do I get it and how much is it? I am going on a two week study abroad tour with... (generally)
  • Question about carrying two Major Medical Insurance policies on 1 individual?
    My wife and I are having a kid and we both have HMOs from our individual employers. We both have high deductibles and ultimately similar coverage. A friend who is not in the insurance business recommended we double insure our new born son when he arrives just to insure he is covered should he have health issues.... (generally)
  • medical insurance?
    I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me? I am 21 years old. I have excellent health. 6 foot 160 llbs. 92630 zip code. California. i am self employed. I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me?... (generally)
  • I am 65 years old in August, on SS and no medical insurance. I need to see a doctor, ?
    I have a lump in my throat I live in Boston. What hospital should I go to, in order to have a consultation and a surgery eventually in a very very very low budget? I have a lump in my throat I live in Boston. What hospital should I go to, in order to have a consultation... (generally)
  • What does a term life insurance medical exam consist of?
    And what companies do people recommend. And what companies do people recommend. All life insurance medical exams consist of the following: saliva test and or blood test urine test physical exam basically just blood pressure, height and weight, cholesterol level I recommend Primerica Financial Services, since they started the crusade of buy term and invest the difference... (generally)
  • Is full major medical insurance available for an individual in California with Type 2 diabetes? Carrier names?
    I have called several insurance companies and cannot obtain coverage because of existing diabetes condition. Similar to " igned risk" for an auto driver, is there such full, major coverage available? How do I go about finding the coverage? I have recently retired and my Cobra will expire soon. Is there any extension of Cobra available in... (generally)
  • Understanding medical / health insurance quote?
    I recently got a quote for a health insurnace, but I am not sure I have a proper understanding what they mean. IN NETWORK: Deductible Ind Fam 2500 5000 Co Insurance 80 Maximum Out Of Pocket 5000 10000 then some co pays for Office, Labs, Spe ts I am OK with that Hospital 2500 5000 In Out... (generally)
  • Will health care legislation address being denied major medical insurance based on height to weight ratios?
    Recently denied Major Medical Insurance because of my height and weight. Will that regulation ever be changed? Recently denied Major Medical Insurance because of my height and weight. Will that regulation ever be changed?. Unfortunately, it probably will and we will all unfairly pay the price for it. Impeach Obama!. It's scheduled to be changed in 2014.... (generally)
  • what should i do if i have no medical insurance, no job, and no money and i need to see a dr because no period?
    In two months. Last one in january and its now march. I need to see a dr. Im scared In two months. Last one in january and its now march. I need to see a dr. Im scared. Some places will still see you and just bill you like the walk in clinics. Call around and ask.... (generally)
  • What happened to "major medical" insurance coverage?
    When I was a cub, my parents had "major medical" insurance coverage. They paid for routine medical expenses out of pocket. Only major medical expenses were paid by insurance. IMO, the less people pay in out of pocket costs, the more people will use and abuse the insurance coverage and drive up the cost. When I was... (generally)
  • Purchasing Life Insurance with medical history problems?
    I need a small at least term life insurance policy becasue I have no ests and know my children can not afford my burial etc. However I have had and do have numerous medical problems which means I will either get denied or rated so high I may not be able to afford it. Any suggestions or... (generally)
  • Do life insurance companies check your medical records after you die?
    Let's say that you get life insurance and claim to be a non smoker. Then let's say that you start smoking or resume smoking. uming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit? Let's say that you get life insurance... (generally)
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