Is full major medical insurance available for an individual in California with Type 2 diabetes? Carrier names?
- Actually. yes. In California there are a number of options, even after COBRA has run out. Specifically, you can apply for the Cal COBRA extention, meaning your coverage can go from 18 month to 36 months. Your premiums will increase by approximately 8%, but the option will still be there. After that, depending on the specifics of your circumstances, you can look into a HIPAA Conversion plan, or MRMIB. Otherwise it is unlikely. With that kind of pre - ex, pretty much anyone will refuse to cover you on an individual plan. Your best bet, outside of the above listed plans, will be to secure insurance through an employer, if that is still possible for you to do
- Nope. Your best bet is going to be the California High Risk Health Pool. You have to apply, I *think* you have to be uninsured for 12 months prior, and there's a huge waiting list. Plus, there's a $450 deductible, and up to 25% copay for some services, and a three month waiting period for preexisting conditions. That's not a best bet, that's an ONLY bet. NO ONE is going to take on a diabetic, in a private plan, and cover the diabetes. mrmib. ca. gov / MRMIB / MRMIPBRO. pdf That's why people do not retire until they are 65, and eligible for Medicare
- COBRA is a maximum of 18 months in CA. Every insurance company will have a pre - existing conditions clause. You will have to just find one with the shortest waiting period
- Try AmeriPlan they actually have a great diabetic plan and it is cheap!
Knowledge Base
my husband might be laid - off soon. after cobra runs - out, we'd need to buy medical insurance. i called blue cross for a quote and they said they would not provide any medical coverage for my 14 - year old daughter who sees a psychiatrist for anxiety and (travel medical insurance)
only cover catastrophic loss. can you imagine what your auto insurance would cost if you made a claim every time you got a flat or a tune up ? or what your home owners insurance would cost if you made a claim every time a light bulb burned out or (medical life insurance)
i am going to work abroad on a 6 month contract and want to cover my possessions, p port etc whilst in transit will be making a few flights in this 6 months. however, as part of my contract i am getting private medical insurance, so i do not want (no medical insurance)
Knowledge Base: Medical Insurance
recently denied major medical insurance because of my height and weight. will that regulation ever be changed?. unfortunately, it probably will; and we will all unfairly pay the price for it. impeach obama!. it's scheduled to be changed in 2014. do not think that means your coverage will be cheap, (no medical insurance)
i am over 60 and i need life insurance but i do not want a medical exam. i just want something to pay my funeral so my kids will not have to suffer from the cost. is global life insurance good or is there aything else out there that i (no medical insurance)
if my doctor writes me an rx do drug companies offer free samples or istance for those that needs meds but can not afford them? what do i need to do?. drop back ten and punt?. there was an ad on tv some time ago that offered help to those (travel medical insurance)
i had a heart attack and quadruple byp, huge medical bills, no insurance, low paying job, yet the notices to pay keep coming. the gov. programs are no help, unable to get ss disability yet ihave applied, medicaid spendown same thing, charity foundation has big list before me. i am (medical insurance quote)
i am not too sure if i were to get on regular medical insurance if a pregnancy would be covered or if i need medical insurance that covers maternity. i have called several insurance agencies and no one seems to carry maternity in the state of texas. huh? every medical (no medical insurance)
Knowledge Base: Major Medical Insurance
when i was a cub, my parents had "major medical" insurance coverage. they paid for routine medical expenses out of pocket. only major medical expenses were paid by insurance. imo, the less people pay in out - of - pocket costs, the more people will use and abuse the insurance (major medical insurance)
i want to purchase an insurance policy for my 8 yr old american warmblood gelding. i only want major medical / surgical and loss of use, not mortality insurance. does any one know any good policies in the usa? my gelding is used for low level hunters and is valued (major medical insurance)
i am going to be self employed in the near future and want to start shopping for major medical. i literally know nothing about it. what should i be looking for? what kinds of prices should i expect? any feedback from anyone who has purchased their own major medical policy? (major medical insurance)
my wife and i are having a kid and we both have hmos from our individual employers. we both have high deductibles and ultimately similar coverage. a friend who is not in the insurance business recommended we double insure our new born son when he arrives just to insure he (major medical insurance)
my choices are cigna for hmo and blue cross blue shield for ppo. ppo - you can usually choose your own doctors with that and go out of network. ppo is much better. you can choose from many different doctor with in your network. and go outside your network, with (major medical insurance)

